Archive for Real Estate

picture of house with up and down arrows-housing market statisticsAs we enter 2012 what’s our assessment on the Real Estate Market ending 2011 and what can we look forward to in 2012.

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Categories : Real Estate, Statistics
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Foreclosure Defense Secrets – CLICK HERE!

avoid foreclosure sign graphic“Stop My Foreclosure!”  It is the rallying cry of millions of homeowners who have found that they can no longer pay their mortgage.  The reasons for this are varied.  Some of the reasons are outside of a person’s control.  Others are the result of homeowners not understanding the language of the loan.  In any case, homeowners are saying stop my foreclosure.

In this economy, many people are losing their jobs.  As a result, they can no longer afford their mortgage payments.  Other people have had major medical problems which have resulted in Read More→

Jan
02

Buying Sacramento Pre-foreclosures

Posted by: imexl5 | Comments (0)

white house with short sale signSacramento Pre-foreclosures are known as properties that have reached the final stages before they get repossessed or taken back by the lender or bank.  The owner is still in complete control of the property or home, although the bank or lender will repossess the home if the owner doesn’t attempt to rectify the situation.  Normally, if the owner makes things right with payment, the pre-foreclosure will settle and things will go back to normal.

When buying real estate Read More→

home with clock pictureReal-estate market is competitive.  With the recent downfall in the economy, an increase in the number of houses and properties up for sale was witnessed by the country.  But the economy is starting to recover. According to the 2009 Mortgage Choice First Home buyers survey, the number of people who are in the position to purchase new homes has increased in 19%.

If you have decided to put your house on sale in Sacramento, then Read More→

Categories : Real Estate, Resources
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Dec
30

Sacramento Home Selling Guide

Posted by: imexl5 | Comments (0)

home with 4sale tagSelling home right now can be done by anyone. Support with much information that can be found through the Internet, one person can sell his or her home either by a real estate agents or selling the home by himself or herself. Whether you are selling your home in Sacramento or elsewhere the high technology that you can find anywhere can be a tool for you to sell your home fast and at a reasonable price, etc.

But, whether you want to buy with agents or by yourself, you need some guides in selling home. There are steps in selling your home. Those guides really help you. Never under estimate them because they have lots of impact in your selling home performance.

These are some quick guidance to sell your home: Read More→

Categories : Real Estate, Resources
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Creative Financing Secrets CLICK HERE!

By: Scott Short

Words to the Wise…

Another question you need to add to your buyer’s interview; “Have you modified your current home loan?” If your client’s answer is Yes, most lenders will consider this action the same as a foreclosure.

Depending on the loan type, (refer back to my prior articles on waiting periods) your client will have to wait. (You “may” have some latitude if the client’s lender solicited them for a loan modification and not the other way around.) – and you thought “Buy- n- Bail” issues was all you had to be concerned about.

Did you Read More→

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family in front of house for a home loan pictureForeclosure Defense Secrets – CLICK HERE!

You may think it is impossible to get home loans after foreclosure and/or bankruptcy, and those two big financial pitfalls can indeed be difficult to climb out of.  However, it is still possible to get home loans after foreclosure and bankruptcy.  Lenders will not loan funds too soon after you file bankruptcy or lose your home to foreclosure, but after a certain amount of time, you will probably be able to get a loan again.

The bankruptcy laws in the United States recently underwent radical changes; in 2005, the new laws went into effect.  Those new regulations made it much more difficult for Read More→

avoid foreclosure street sign

Foreclosure Defense Secrets – CLICK HERE!

In these tough economic times, more Americans than ever are finding it difficult to pay the home loan notes they signed several years ago, or even more recently. The housing seller’s market a few years back gave buyers an ever-increasing confidence in buying real estate as an investment. They watched the price of houses skyrocket and Read More→

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[picture of mortgage application

Get Everything About Your Credit Here

Half of refinance applications are abandoned or rejected, as are 30 percent of purchase mortgage applications, according to the Mortgage Bankers Association. All told, the Federal Financial Institutions Examination Council (FFIEC) says that well over 2 million mortgage applications were rejected last year.

Want to avoid falling Read More→

Categories : Mortgages, Real Estate
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Foreclosure Stop Sign Picture

Foreclosure Defense Secrets – CLICK HERE!

There are many foreclosure alternatives.  If you cannot pay your mortgage, do not despair.  Instead, be proactive, because the solutions are out there.  This article will look at foreclosure alternatives. Read More→

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